1.General Provisions
1.1. This document is a public offer by Limited Liability Company "EGE MASTER" (OGRN 1213500018126; INN 3525475659), hereinafter referred to as "Contractor," and contains all the essential terms of the agreement for the provision of informational and consulting services (in accordance with Article 435 and Part 2 of Article 437 of the Civil Code of the Russian Federation).
1.2. The person who accepts this public offer acquires all rights and obligations of the Customer as stipulated in this agreement.
1.3. Acceptance of this public offer is full payment for the selected course. From the moment the funds are received in the Contractor's settlement account for the payment of services, this agreement is considered concluded between the Customer and the Contractor.
1.4. Acceptance of this Offer and, accordingly, the conclusion of this Agreement means that the Customer has familiarized themselves with the terms of this agreement and the rules of the payment system (hereinafter - System), the specifics of the System, and the website where educational materials are posted, and acknowledges the System and the website's unconditional suitability for performing actions and achieving the goals that are the subject of this agreement.
1.5. By accepting this offer, the Customer confirms that the provision of services by the Contractor under this agreement remotely using software (hereinafter - Software) fully complies with the Customer's ability to use the services provided in this manner.
1.6. The current offer agreement is always available at: https://moneyfest.site/do.
2.Terms and Definitions
2.1. Agreement – this document, published on the Internet, and also sent for review via email or provided for review by any other means.
2.2. Contractor - Limited Liability Company "EGE MASTER" (OGRN 1213500018126; INN 3525475659).
2.3. Customer – the recipient of services under this agreement.
2.4. Service – paid informational and consulting services in the field of financial education.
2.5. Online Course (Course) – informational and consulting services provided by the Contractor to the Customer for a fee. The provision of services is carried out by placing materials (text information, audio, video recordings, live webinars or recorded webinars) and tasks for the Customer (if provided by the course program) in a closed section of the educational platform website by the Contractor, aimed at acquiring knowledge and skills according to the course program, according to the schedule established by the Contractor, written and oral answers to the Customer’s questions (if provided by the course program), as well as other informational support for the Customer during the course (collectively referred to as - online course/course). Detailed descriptions of the services included in the course, program, prices, timelines, and other necessary information are posted on the website.
2.6. Software – a browser (InternetExplorer, FireFox, GoogleChrome, etc.) for accessing information resources on the Internet, and other programs for the transmission, storage, processing of provided information. The Customer is obliged to ensure the availability of Software on their personal computer.
2.7. Feedback – provision of informational and consulting services in the field of financial education in the form of a live session in the Telegram messenger and answers to questions in a video conference format via the Internet.
2.8. Webinar – is: - an online session with comments from the Contractor within the selected Customer's course; - a live broadcast of the Contractor's presentation. Feedback between the Contractor and the Customer on the webinar topic is conducted using chat during the broadcast on the GetCourse website or on the GetCourse website outside the broadcast.
2.9. Website – a collection of information, texts, graphic elements, design, images, photos, video materials, and other results of intellectual activity, as well as computer programs contained in the information system providing access to such information on the Internet at the network address https://moneyfestworld.com.
2.10. Subscription – an indefinite Service, under which the Contractor provides the Customer with the ability to view a certain number of Content units (training video recordings, live broadcasts) in the personal account on the GetCourse platform. The number of Content views per Subscription is not limited.
3. Subject of the Offer Agreement
3.1. The Contractor agrees to provide the Customer with services for the selected course, and the Customer agrees to pay for these services and properly fulfill the conditions set out in this Offer. The Contractor also agrees to provide services under the Subscription, and the Customer agrees to pay for these services and properly fulfill the conditions set out in this Offer.
3.1.1. The name and program of the specific Course and webinar, their duration, procedure, cost, and other conditions are published by the Contractor before the conclusion of the Agreement on the official website of the Contractor https://moneyfestworld.com, on the relevant page of the Website, which is an integral part of this agreement.
3.1.2. The services are provided by the Contractor through the placement of educational materials and tasks for the Customer in a closed section of the Website, aimed at imparting knowledge and skills according to the schedule set by the Contractor, providing written and oral answers to the Customer’s questions, and other informational support for the Customer during the educational program. The services under this agreement are limited to providing information and forming skills for the Customer’s independent use.
3.2. Provision of the Subscription to the Customer constitutes a subscription agreement (Article 429.4 of the Civil Code of the Russian Federation). The Customer is required to make periodic subscription payments regardless of whether the Customer has requested the corresponding performance from the Contractor (Content Views).
3.3. The services under this agreement are provided by the Contractor remotely via the Internet using software (Software).
4. Procedure for Providing Services
4.1. On the day the training begins, provided that the full payment for the service is made, the Contractor will send the Customer an email with a link to the educational platform website where the online course will be held, and a login for authorization. During the online course, the Contractor provides the Customer with:
The ability to view the video feed of the online webinar host, hear their presentation, and follow the presentation (if such an option is provided by the webinar program). During the webinar, participants can ask the lecturer questions via an online chat during the time allocated by the lecturer.
Access to video and audio recordings of sessions (if such an option is provided by the selected tariff),
Access to informational materials in the form of text documents in electronic form (if such an option is provided by the selected tariff),
Individual consultation, if provided by the selected tariff.
4.2. The duration of the course is indicated on the website. The start date of the course is announced on the website. This information may also be duplicated in a separate email to the Customer.
4.3. During access to the website where the online course is conducted, the Customer is allowed to post reviews, questions, photos, and texts on the platform. It is prohibited to engage in interethnic, interfaith, and international discord, insults and abuse towards system users and third parties, personal attacks and arguments, dissemination of information prohibited by the legislation of the Russian Federation and international law, and propaganda of weapons, alcohol, or drugs. The Customer is solely responsible to third parties for their actions related to their activities on the educational platform, including ensuring that their actions comply with the laws of the Russian Federation and do not violate the rights and legal interests of third parties. The Customer is responsible for addressing all claims from government bodies and third parties related to their actions on the service. If such behavior is detected, the Contractor has the right to block the Customer’s access to the educational platform. In this case, refunds are not provided. The retained funds are considered a penalty for the Customer’s actions.
4.4. The services provided under this agreement are exclusively for the Customer personally. The Customer is prohibited from sharing access credentials (login, password, unique key, link) with third parties, or from obtaining or purchasing services jointly with third parties without the Contractor’s special permission. In case of violation of this clause, the Customer will pay the Contractor a penalty of 1,000,000 (one million) rubles.
4.5. Services are considered rendered and accepted without the need for a service acceptance certificate.
4.6. Subscription services are considered rendered from the moment access to the Content is provided.
5. Timeliness of Services and Procedure for Rescheduling
5.1. The term for providing services under this agreement depends on the course selected by the Customer and is posted by the Contractor before the conclusion of the Agreement on the official website of the Contractor https://moneyfestworld.com, on the relevant page of the Website, which is an integral part of this agreement.
5.2. The schedule and content of the educational program are posted on the Website and in the closed section of the Website.
5.3. Feedback in the form of webinars according to the course program is conducted by the Contractor no less than twice a week. During holidays, the frequency of webinars may be adjusted, and current feedback may be rescheduled to the nearest working days.
5.4. The term for completing homework assignments is agreed upon individually by the parties.
5.5. The Customer has the right to submit a written request to the Contractor for rescheduling the provision of paid services under this agreement, accompanied by documents confirming the impossibility of receiving services in the corresponding training session: a certificate of hospitalization, natural disaster reports, and other events making it impossible for the Customer to receive the services specified in this agreement. The Contractor may, but is not obligated to, satisfy the request if the following conditions are met:
- The Customer applied no later than 10 calendar days after the start date of the relevant training session;
- The documents provided by the Customer confirm the impossibility of receiving services in the corresponding training session;
- There is a real possibility to include the Customer in the next training session.
5.6. If the Customer submits the request after the deadline specified in this clause, the Contractor may fulfill the request subject to an additional payment by the Customer of 50% of the cost of the purchased course.
5.7. The service of conducting one session (group or individual online session, group or individual practical lesson, or other activities within the purchased course) is considered to be provided properly and on time, and accepted by the Customer, if the Customer does not raise a reasoned objection regarding the quality and scope of such service within 24 hours from the date and time of the session by sending the corresponding complaint to: 160009, Vologda Region, Vologda, Maltsova St., Building 52, Office 509, or to the email address: technologia.ooo@yandex.ru.
5.8. Services under this agreement are considered to be provided properly and on time, and accepted by the Customer if the Customer does not raise a reasoned objection regarding the quality and scope of such services within 3 (three) calendar days after the expiration of the term specified in clause 3.1 of this agreement, by sending the corresponding complaint to: 160009, Vologda Region, Vologda, Maltsova St., Building 52, Office 509, or to the email address: technologia.ooo@yandex.ru.
6. Rights and Obligations of the Parties
6.1. The Contractor agrees to:
6.1.1. Provide the Customer with personal access to the educational program in the closed section of the Website within 1 (one) hour from the receipt of payment from the Customer. Access to educational materials is provided by the Contractor by sending access passwords to the closed section of the Website to the Customer's email address provided at the time of purchasing the course.
6.1.2. Inform the Customer about the planned educational program by posting it in the closed section of the Website.
6.1.3. Organize and conduct feedback in accordance with the course program. Information about the time and place of such sessions is posted in the closed section of the Website and/or sent to the Customer's email address provided at the time of purchasing the course, no later than 2 (two) days before the event.
6.1.4. Maintain confidentiality of the information received from the Customer during the provision of informational and consulting services under this agreement.
6.1.5. Comply with the laws related to the processing, transmission, and protection of the Customer's personal data.
6.1.6. The Contractor is not obligated to provide recommendations to the Customer regarding trading on the stock exchange.
6.2. The Contractor has the right to:
6.2.1. Unilaterally change the schedule for posting educational materials, conducting feedback, and other consultations, without changing the established frequency of their conduct, as well as modify and supplement the content of lessons and assignments for the Customer.
6.2.2. Require the Customer to fulfill their obligations in good faith.
6.2.3. Unilaterally change and supplement the terms of this agreement without prior approval from the Customer, ensuring that the changed terms are published on the website https://moneyfestworld.com at least one day before they come into effect.
6.2.4. Unilaterally terminate this agreement in case of a material breach by the Customer of the terms of this Agreement. In this case, the funds paid by the Customer under this agreement are non-refundable and are considered a penalty for the Customer's actions. A material breach of the terms of this Agreement includes any infringement of copyright regulations under the current Russian copyright law, including a single violation by the Customer of clause 4.4 of this agreement. Depending on the nature of the breach, any violation by the Customer of the rules set forth in clause 4.3 of this agreement, committed once or more than twice, may also be deemed material.
6.2.5. Block the Customer's participation in feedback sessions or comments on video lessons without the right to a refund in case of violation of the behavior rules during the receipt of services under this agreement, including: inciting interethnic conflicts, distracting participants from the webinar topic, spamming, advertising, obscene language, rudeness, general calls to distrust or insulting the Contractor, insulting other participants in the educational program. The Contractor may block the Customer’s participation under this clause either temporarily or until the end of the educational program.
6.2.6. Engage third parties to provide services under this agreement. The Contractor is not responsible for unlawful actions of third parties during the provision of services under this agreement, but will make every effort to protect the rights and interests of the Customer.
6.2.7. The Contractor is not obligated to provide recommendations to the Customer regarding trading on the stock exchange.
6.3. The Customer agrees to:
6.3.1. To receive services under this agreement, the Customer must have a personal computer with Internet access, equipped with headphones and a microphone, and with the necessary software installed.
6.3.2. After selecting the service, accepting this public offer, and making full or partial payment for the informational and consulting services, adhere to the established schedule of the educational program, objectives, and essence of the tasks of the Contractor, comply with the deadlines for completing homework assignments, and follow the recommendations and requirements of the Contractor within the framework of the services provided under this agreement.
6.3.3. Provide the Contractor with current information necessary for sending informational materials to the Customer and for operational communication with the Customer within the framework of providing services under this agreement, namely: last name, first name, valid email address, and contact phone number.
6.3.4. Follow the behavior rules during feedback sessions and show respect to the Contractor and other participants in the educational program.
6.3.5. Not record, distribute (publish, post on websites, copy, transmit, or resell to third parties) the information and materials provided by the Contractor under this agreement for commercial or non-commercial purposes, create informational products based on this information for commercial profit, or use this information in any other way except for personal use.
6.3.6. The Customer agrees to refrain from recording webinars, streaming online lessons, and text materials, and from distributing (including posting on the Internet, including for a fee, or transferring to collective/shared ownership), as well as retransmitting (including for a fee) webinars/seminars to individuals who have not entered into agreements with the Contractor for the provision of services. In case of violation of this clause, the Contractor will suspend the Customer's access to the service, and the Customer will pay a penalty of 1,000,000 (one million) rubles. For violations of the Contractor’s copyright and related rights, the responsible party may be held criminally liable according to Article 146 of the Criminal Code of the Russian Federation.
6.3.7. Not transfer third parties and ensure the confidentiality of access passwords to the personal account in the closed section of the Website and special software used by the Contractor to organize services under this agreement.
6.3.8. Not modify the software of the Website in any way, or perform actions aimed at altering the functionality and operability of the Website.
6.3.9. Not post personal data of third parties on the Website without their consent, including home addresses, phone numbers, passport details, and email addresses.
6.3.10. Not post commercial advertisements, commercial offers, promotional information, and any other intrusive information on the Website, except when such posting is agreed with the Contractor.
6.4. The Customer has the right to:
6.4.1. Submit a written request to the Contractor for rescheduling the provision of paid services under this agreement in accordance with the rules set forth in clause 5.5 of this agreement.
7. Cost of Services and Payment Procedure
7.1. The cost of informational and consulting services under this agreement is indicated on the website https://moneyfestworld.com and may be changed by the Executor unilaterally at any time. The new cost takes effect from the moment of publication and does not apply to services that have been paid for by the time of publication.
7.2. Payment for the selected service is made by the Customer by transferring funds as prepayment to the Executor’s bank account in the amount of 100% of the service cost. If the payment is less than the cost of the service, the agreement is considered not concluded.
7.3. The moment of payment is considered to be the receipt of funds into the Executor’s bank account.
7.4. Subscription Fee.
7.4.1. The Customer authorizes the Executor to charge a periodic subscription fee for the Subscription, as established by the Executor on the payment day, for each billing period (equal to the initial term of the service order) under automatic renewal conditions. The standard billing period (one month of Subscription) equals 30 days.
7.4.2. The Executor may offer the Customer the option to purchase a Subscription with a longer billing period (e.g., 90, 180, 360 days) at standard or special prices. The Executor independently determines the possible length of the billing period.
7.5. Subscription Fee Payment Procedure.
7.5.1. The Customer pays for the Subscription on a prepayment basis for each billing period. Funds for the new subscription period are automatically deducted the day after the end of the current subscription period. The Customer is obligated to monitor payment deadlines timely.
7.5.2. The Customer agrees to the automatic deduction of funds from their bank account (bank card linked to the Personal Account) as part of the automatic renewal of the Subscription.
7.5.3. If there are insufficient funds in the Customer’s bank account at the time of automatic deduction, the automatic deduction attempt will be repeated the next day from the date of the first attempt, but not more than 3 attempts.
7.5.4. If the Customer has not fully paid for the new billing period of the Subscription, access to the Subscription will be disabled the day after the end of the paid period.
8. Refusal of Services. Conditions and Procedure for Refunds
8.1. Refunds are made by the Executor upon the Customer’s request, sent to the email address: technologia.ooo@yandex.ru, no later than 14 (fourteen) calendar days from the start of training according to the schedule (or from the moment of gaining access to lessons). In case of determining non-provision of services (or provision of services of inadequate quality) for the relevant option of the purchased services, the Executor will refund the money minus the actual costs incurred by the Executor, as determined at the time of refund according to clause 8.2 of this agreement.
8.2. Actual costs of the Executor include (but are not limited to) bank and credit organization fees and relevant payment systems for processing refunds, wages of employees and contractors of the Executor involved in the training program, expenses for software used by the Executor in the training process or payments for third-party services, as well as the cost of bonus materials provided to the Customer. Additionally, actual costs include the cost of training materials provided to the Customer, organized by the Executor, and other online meetings, even if the Customer did not use the materials or participate in the classes without valid reasons documented.
8.3. The decision to refund or refuse a refund is made by the Executor within 10 (ten) working days from the receipt of the corresponding request from the Customer.
8.4. Funds are returned to the Customer’s account from which payment was made for the training or to another account specified by the Customer, within 14 (fourteen) working days after the decision on the refund is made.
8.5. A refund request made by the Customer after the deadlines established in clause 8.1 of this agreement will be considered by the Executor if the Customer provides written evidence that the relevant service included in the purchased service package was not provided (was provided inadequately) due to the Executor's fault. In case of establishing non-provision of services (or provision of services of inadequate quality) for the relevant option of the purchased services, the Executor will refund the money minus the actual costs incurred by the Executor, as determined at the time of the refund according to clause 8.2 of this agreement.
8.6. The Executor reserves the right to reject the Customer’s refund request in the case of disrespectful behavior from the Customer towards the Executor or other participants in the training program.
8.7. In case of a refund request being approved, access to the training materials for the Customer will be terminated within 1 (one) working day from the date the Executor sends the decision regarding the refund to the Customer. The refund request will also be considered as a withdrawal of the previously given acceptance mentioned in clause 1.2 of this agreement.
8.8. Refund requests sent to the Executor after 3 (three) calendar days from the end of the training program (clause 5.7 of this agreement) will not be considered.
8.9. The Customer may opt-out of the automatic renewal of the Subscription. In this case, the Subscription will be provided to the Customer until the end of the current paid subscription period, depending on the type of Subscription according to the terms of the Agreement. Funds for the new billing period will not be charged. Opting out of the automatic renewal of the Subscription for the next billing period is possible no later than the last day of the current billing period.
8.10. Procedure for opting out of automatic renewal of the Subscription.
8.10.1. The Customer disables automatic renewal of the Subscription on the website through the Personal Account. To do this, the Customer must log in and uncheck the "Automatically Renew" box in the "My Purchases" – "[Purchased Products]" – "Purchase" - "Renewal" section.
8.11. Funds for the Subscription for previous billing periods will not be refunded to the Customer, as the Services for previous billing periods have already been provided by the Executor in accordance with the terms, regardless of whether the Customer viewed the Content (subscription agreement conditions, Article 429.4 of the Civil Code of the Russian Federation) and must be paid by the Customer.
9. Liability of the Parties
9.1. The Executor is not liable for the inability to provide services to the Customer due to reasons beyond the Executor's control, such as Internet disruptions, equipment, or software issues on the Customer's side. In this case, services are considered provided properly and payable in full.
9.2. No information, materials, and/or consultations provided by the Executor under this agreement are investment recommendations and do not contain investment advice, nor can they be considered as guarantees. Making decisions based on all the information provided by the Executor is the exclusive responsibility of the Customer. The Executor is not liable for any potential losses incurred by the Customer from making transactions or investing in financial instruments based on the information, materials, and/or consultations received from the Executor and does not recommend using such information as the sole source for making investment decisions. The Customer assumes full responsibility and risks associated with the use of information and materials provided by the Executor in fulfilling its obligations under this Agreement.
9.3. The Executor does not guarantee absolute uninterrupted service provision under this agreement, despite taking all possible measures to prevent the aforementioned. In case of unsatisfactory quality of the Internet connection, stable operation of the software is not guaranteed, which may result in difficulties or impossibility in receiving services under this agreement.
9.4. The Parties are exempt from liability for non-fulfillment or improper fulfillment of obligations under this agreement during the occurrence of force majeure. During this period, the parties have no mutual claims, and each party assumes its risk regarding the consequences of force majeure circumstances. The Executor is obliged to notify the Customer about the occurrence of such circumstances by posting information on the Website and/or sending an email to the address provided by the Customer at the time of payment, and the Customer must send an email to the Executor at technologia.ooo@yandex.ru with the subject line "Force Majeure". Force majeure circumstances include but are not limited to: fire, flood, earthquake, strikes, and other natural disasters, war and military actions, enactment of legal norms and acts hindering the fulfillment of obligations, urgent (non-scheduled) hospitalization confirmed by documents, provided that the above circumstances are beyond the control of the Parties, hinder the fulfillment of this agreement, and occurred after the conclusion of this agreement. Lack of time on the Customer's part for any reason to complete the training program, being on vacation, business trips, non-payment for Internet access, malfunction of the means of accessing the Internet are not considered force majeure circumstances.
9.5. The Executor’s aggregate liability under this agreement for any claim or demand related to the agreement or its performance is limited to the amount paid by the Customer to the Executor. The Executor may be liable only for actual damages, but not for lost profits.
10. Personal Data and Its Use
10.1. The Customer gives their consent to the Executor for the processing of their personal data provided during registration in the closed section of the Website, namely: first name, last name; image; email address; contact phone number; accounts in messaging programs and social networks.
10.2. Personal data processing includes recording, systematizing, accumulating, storing, clarifying (updating, changing), retrieving, using, transmitting (distributing, providing, accessing), anonymizing, blocking, deleting, destroying personal data not subject to special categories, for which, according to the current legislation of the Russian Federation, written consent of the Customer is required.
10.3. Personal data processing is carried out for the purpose of the Executor fulfilling obligations under this agreement, providing the Customer with feedback when using the Website, training programs, video courses, as well as for sending informational and promotional messages to the email address specified by the Customer during registration.
10.4. Personal data processing of the Customer is carried out by the Executor using databases located in the Russian Federation.
10.5. The Customer may withdraw their consent to the processing of personal data at any time by sending the relevant notice to the address: 160009, Vologda Region, Vologda, Maltsova Street, Building 52, Office 509. The Customer understands and acknowledges that withdrawing consent to the processing of personal data may require the deletion of any information related to the Customer's participation in the training program, including the deletion of the Customer's account in the closed section of the Website and termination of access to the materials of the purchased course.
10.6. The Customer consents to receiving informational newsletters and promotional materials from the Executor or from other parties on behalf of the Executor, to the email address and contact phone number specified by the Customer during registration on the Website. Consent to receive informational newsletters and promotional materials can be withdrawn by the Customer at any time by sending a relevant notice to the address: 160009, Vologda Region, Vologda, Maltsova Street, Building 52, Office 509.
10.7. The Customer consents to the use of their image as their photograph (avatar) by the Executor on a gratuitous basis.
10.8. By posting texts, photos, reviews, and other content on the website – training platform, the Customer grants the Executor non-exclusive rights to such content for public display, processing, reproduction, dissemination, without territorial or time limitations, without compensation. The Customer’s content will be available for viewing by the Customer and other participants of the online course.
11. Copyright Protection
11.1. The Website and Course contain results of intellectual activity owned by the Executor, its affiliates, and other related parties, representatives, and all other persons acting on behalf of the Executor.
11.2. The Customer acknowledges and agrees that all content on the Website and Course is protected by copyright, trademark rights, and other intellectual property rights, and that these rights are valid and protected in all forms, on all media, and with respect to all technologies, whether currently existing or developed or created in the future. No rights to any content of the Website and Courses, including but not limited to audiovisual works, text and graphic materials, computer programs, trademarks, are transferred to the Customer as a result of using the Website and entering into this agreement.
11.3. When citing materials from the Website and/or Course, if directly provided by the Website’s features, the Customer agrees to indicate a link to the Website.
11.4. In case of violation by the Customer of the provisions of this agreement concerning the protection of the Executor’s copyright, the Executor has the right to claim compensation in the amount of 300,000 (three hundred thousand) rubles for each violation, as well as compensation for all incurred damages, including lost profits.
12. Final Provisions
12.1. This agreement comes into force from the moment of the Customer’s acceptance in accordance with clause 1.3 of the agreement and remains in effect until the parties have fully fulfilled their obligations.
12.2. All disputes and disagreements between the parties are resolved through negotiations or in court in accordance with the current legislation of the Russian Federation at the place of registration of the Executor.
12.3. Inaction by the Executor in the event of a Customer’s violation of the provisions of this agreement does not deprive the Executor of the right to take appropriate actions later to protect its interests and intellectual property rights to the protected materials of the Website in accordance with the law.
12.4. The recognition by the court of any provision of this agreement as invalid or unenforceable does not affect the validity of other provisions.
13. Details
Executor: Limited Liability Company "EGE MASTER"
OGRN 1213500018126; INN 3525475659
Address: 160009, Vologda Region, Vologda, Maltsova Street, Building 52, Office 509
Bank Account: 40702810710000966786
Bank: AO "TINKOFF BANK"
Bank INN 9726050840
Bank BIC 044525974
Bank Correspondent Account 30101810145250000974
E-mail: technologia.ooo@yandex.ru